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 Let's say you just discharged an older worker for poor job performance and thought you were done with this uncomfortable issue. But what if this person files suit for wrongful discharge? EPL coverage offers protection for litigation concerning wrongful discharge and age discrimination in the workplace. You don't have to be a big company to need EPL coverage. We all know that the workplace is a very different place than it was 20 years ago, and even smaller companies need protection from employee litigation. This is just one type of available coverage that addresses some of the unique risks that business owners are faced with today.  If your company sells product on-line in other countries, you may have an international exposure that you hadn’t thought of. We offer affordable global coverage, backed by companies like C.N.A., The Travelers and St. Paul. The world is getting smaller. Make sure you have the right protection.  If you run a business and give professional advice to your clients, you need this coverage. Computer programmers, realtors, engineers, lawyers, accountants and yes, even insurance agents need this valuable coverage. A claim may never be paid, but the legal expenses always add up quickly and this coverage will pay those legal bills.  P.E.O.s are becoming a really important idea on the insurance landscape. This type of arrangement offers workers compensation coverage, group health coverage, payroll and other important administrative help. It is a great opportunity for the small to medium-sized business to outsource many of its administrative duties and concentrate on what they do best. |