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Why should you choose an independent agent? It all boils down to choices. We represent many "A" rated companies and can offer our customers more than one choice for their personal insurance needs. Direct writers or companies like State Farm, Allstate and Farmers are all excellent companies, but they only sell products from their company.

If you buy your personal insurance from an independent agent, there is also a good chance he handles you life, health and business coverage as well. We see you as much more than just the owner of a homeowner's policy. We want you to come to us for all your insurance needs.




All of our personal lines companies offer full replacement cost coverage on both contents and structures. These companies also offer All-Risk coverage, which is the most comprehensive coverage in the business. Many other companies that don't utilize the Independent Agency System don't even have an All-Risk form and they charge extra for replacement cost.