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 Because the stock market, bond market and interest rates fluctuate up and down continually, virtually any investment you make has some degree of risk associated with it. Diversification is an excellent way to help minimize your risk while maintaining an attractive return on your investments. Diversification is a proven way of spreading the risk among a number of different investment options over time. As one investment category increases in value, it may offset decreases in other categories, helping reduce the impact of market fluctuations and providing the investor with a greater level of comfort. Mutual funds are an attractive method of diversifying your investments. A modest initial investment in a diversified portfolio of securities—including stocks, bonds, or a combination of the two—can be an easy and effective way to help manage risk and build an investment portfolio that provides either long-term growth or current income. Disclaimer: Mutual funds are sold by prospectus which contains important information. Please carefully consider investment objectives, risks, charges and expenses before investing. For this and other information, please obtain a prospectus from your registered representative for the product you are considering and read it carefully before you invest. |
Investment Opportunities & Options • Investment Portfolio Diversification • Stock & Bond Alternatives • Mutual Funds • Mutual Funds vs. Stocks • Traditional IRAs and Roth IRAs Banking Opportunities & Other Savings Alternatives • Savings Alternatives |
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